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Engagement Ring Facts

How much should we spend on an engagement ring? This is one of the common doubts related to purchasing an engagement ring. The answer to this question can be both an emotional and logical one. Let’s discuss this topic in detail.

While you are going to purchase an engagement ring, there are two important things you have to consider. They are:

  • The expectation of your bride.
  • Your current financial situation.

Well, you have to make a decision in favor of these two things.

The Expectation of your Bride

An engagement ring is considered as the symbol of love and commitment. Every girl has their concept on their engagement ring, the diamond shape, style, settings, color, etc. They mostly prefer engagement rings that are unique and have a personal touch. It will be their longtime dream about the engagement ring. So not considering her expectations will be a great disappointment for them.

Your Current Financial Situation

The other factor which you have to consider along with her expectations is your current financial situation. By purchasing an engagement ring you should not put yourself into huge debt or financial crisis. It is a fact that a wedding has a lot of expenses and you should keep some money for your better future too. So always keep in mind to make purchases according to your financial status and expenses.

Forget the 2 Months’ Salary Rule

De Beers started the two months’ salary rule in purchasing an engagement ring. As per this rule, if you make an income of $3,000 per month, you should spend roughly $6,000 on purchasing an engagement ring. It is not at all affordable for a common man as they have other homely expenses and educational loan debts which are to be paid by their monthly income.

How much you spend on an engagement ring is absolutely a personal choice. Better you research online to know more about the pricing of an engagement ring to avoid overpaying and prioritize your factors on which you are going to purchase the ring such as diamond shape, ring settings, ring metal, clarity, brilliance, etc. Many online retailers are now giving various offers and free shipping than local jewelers. Remember the engagement ring is the most precious jewelry you can gift her and the piece of precious jewelry she will ever wear. So make good and appropriate decisions that make you both happy and comfortable.

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